Your Best Friend in The Mortgage Industry

Honest Answers, Stress-Free Closings.

Maximize Your Loan Potential with Capital City Mortgage - Your Trusted Mortgage Broker in Lincoln and Omaha, NE

The Capital City Mortgage Team is your premier mortgage broker team located in Lincoln and Omaha, Nebraska.

We are dedicated to helping our clients optimize their income, assets, and credit to maximize their loan potential. Our team of experienced professionals is committed to providing exceptional service and personalized attention to every client.

We offer a wide range of loan options, including FHA, USDA, Conventional, and VA Loans, to help you find the perfect fit for your unique financial situation. Whether you're a first-time homebuyer or an experienced homeowner looking to refinance, we can help you achieve your goals.

At Capital City Mortgage, we understand that buying a home is one of the biggest financial decisions you'll ever make. That's why we're here to guide you through every step of the process. From pre-approval to closing, we'll be with you every step of the way to ensure a smooth and stress-free experience.

We believe that every client deserves personalized attention and expert guidance. That's why we take the time to understand your specific needs and tailor our services to meet them. Whether you're looking for a low down payment option or a loan with a low interest rate, we can help you find the perfect solution.

With our offices located in Omaha and Lincoln, NE, we are able to serve the entire state of Nebraska, and we look forward to helping you achieve your dreams of homeownership. Contact us today to learn more about our services and how we can help you get the loan you need to buy the home of your dreams.


We will help you find the right financing solutions to meet your needs.

Today's Rates

We homeowners determine the right time to purchase or to refinance.


We can help you lower your interest rate and lower your monthly payment.

Ask an Expert

If you have any mortgage related questions, we have the answers.

What are you waiting for?

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Local Loan Options

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

FHA Loans

Home Refinance Loans

VA Loans

Jumbo Home Loans

Conventional Loans

Home Purchase Loans

What our clients are saying


Want the best rate possible? Want someone that truly has your best interest at heart? Want someone that treats you like a human being and not just a number or paycheck?? Not only is Lynette a great person, she has built a great company!! Look no farther than Capitol City Mortgage for all your financing options!! They are beyond wonderful!! Once we found them, we wont even consider going or looking elsewhere!! You wont be disappointed!!



Capital City Mortgage are one of the best broker shops in Nebraska. They always offer elite client service and are able to get loans to the closing table on time. I can truly attest that if you're in the Lincoln, NE area there's no better broker to go with for your loan!



Capital city mortgage was very professional at getting things done in a timely manner. The staff is great to work with. I would recommend them to any persons looking for a mortgage company.



As a repeat customer, I have had all positive experiences. Lynette is always helpful and informative. She has always provided me options and is straightforward with what is best.

Recent Posts

6 Common Homebuying Mistakes to Avoid at All Costs

Buying a home is a big decision, and it’s easy to get overwhelmed by the process. From finding the perfect neighborhood to securing financing, there are a lot of moving parts to consider. Unfortunately, many homebuyers make costly mistakes that can impact their finances and quality of life for years to come. In this post,…
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Should I buy a home or rent?

When it comes to deciding whether to buy a home or rent, there are many factors to consider. For some people, renting makes sense because it provides more flexibility and less responsibility. For others, buying a home is the better choice because it offers more stability and potential financial benefits. In this post, we’ll explore…
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How should I prepare for the homebuying process?

Buying a home is one of the biggest financial decisions you’ll ever make. It’s an exciting time, but it can also be stressful if you’re not prepared. That’s why it’s important to take some time to get your finances and your expectations in order before you start the homebuying process. Here are some tips to…
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Should I get pre-approved for a mortgage?

When you’re buying a home, one of the key steps in the process is getting pre-approved for a mortgage. But is this really necessary? In this blog post, we’ll explore the reasons why you should consider getting pre-approved for a mortgage before you start looking for your dream home. First, let’s define what it means…
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What to expect during a home inspection?

When you’re buying or selling a home, a home inspection is a crucial part of the process. A home inspection is a thorough evaluation of a home’s condition, typically conducted by a licensed home inspector. It’s designed to identify any potential problems or safety issues with the home before the sale is finalized. In this…
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What to expect with a pre-approval?

If you’re planning to buy a home, getting pre-approved for a mortgage loan is an important first step. Not only will it help you understand how much home you can afford, but it will also give you an edge in a competitive housing market. In this blog post, we’ll walk you through the steps to…
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Getting started is easy. We offer very competitive rates, have great service, and always close on time.


Equal Housing Lender

Contact Us

Capital City Mortgage
237 S 70th St. Ste. 206
Lincoln, NE 68510

(402) 489-2099