Conforming Loans

Conforming Loans

Conforming Loans

Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac. These government-sponsored enterprises buy mortgage loans from lending institutions and secure them for resale to the investment community. Every year Fannie Mae and Freddie Mac establish limits on what constitutes a conforming loan in a mean home price.

Buying back mortgage loans allows these agencies to provide a continuous flow of affordable funding to banks that reinvest their money into more mortgage loans. Fannie Mae and Freddie Mac only buy loans that conform to repackage into the secondary market - effectively decreasing the demand for non-conforming loans.

Conforming Loan Limits:

Number of Units Maximum original principal balance
1 $726,200
2 $929,850
3 $1,123,900
4 $1,396,800

Getting started is easy. We offer very competitive rates, have great service, and always close on time.


Equal Housing Lender

Contact Us

Capital City Mortgage
237 S 70th St. Ste. 206
Lincoln, NE 68510

(402) 489-2099