VA Home Loan

The VA Home Loan is only available to veterans and current service members. The VA program allows for home financing with zero down payment requirements. Also, since there is no monthly MIP or guarantee fee, VA mortgages often have the lowest monthly payments available.

Unlike other government-sponsored programs, there are no income or maximum loan amount restrictions. The lender sets the maximum loan amount thanks to the Blue Water Navy Vietnam Veterans Act of 2019.

It is essential to plan when wanting to utilize your VA eligibility. The first step is to make sure your eligibility is available. Contact one of our licensed mortgage professionals, and they will be glad to walk you through the process and obtain all the required documentation.

Benefits of a VA Home Loan:

• No down payment requirement
• No monthly MIP or guarantee fee
• Great interest rates
• VA loans are assumable by other VA-eligible borrowers
• 100% Loan to Value on a Purchase
• Seller Contributions up to 4%