Lincoln Refinance Mortgage

Lincoln Refinance Mortgage

Refinance Mortgage

If you have a current mortgage in Lincoln, NE you may benefit from refinancing your home loan. The most important pieces of information to know include:

What type of loan do you currently have?
Certain programs may have streamlined or reduced documentation options for you to take advantage of lower interest rates.
When did you close on your current loan?
What is your current interest rate?
What is your current loan term?
What is your current balance?
What is your home’s current estimated value?
What is your estimated credit score?

As soon as you have the above information together, we can begin to find the best option for you to take advantage of.

If your current loan is a conventional conforming home loan , your loan may qualify for approval without Private Mortgage Insurance. Along with a lower rate, removing PMI can save a significant amount of money for our clients.

The FHA home loan program has a very good streamline refinance program. If your current loan is an FHA loan you may qualify without the need to verify your income or without the need to obtain a new appraisal. This saves borrowers both time and money when completing the refinance process..

VA Home Loans also offer a special program for refinancing. This programs includes reduced documentation and reduced VA guarantee fee. This can save borrowers a significant amount of money vs. the cost of a purchase VA loan.

Also available with the conventional, FHA and VA Loan programs is the cash out option. Cash out can be used for a variety of activities including investments, home improvements and paying down debts.

The individual programs all have different guidelines. Please contact Capital City Mortgage and one of our licensed loan officers will be able to find the best solution for your home loan.

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Licensing

Equal Housing Lender

Contact Us

Capital City Mortgage
237 S 70th St. Ste. 206
Lincoln, NE 68510

Number:
(402) 489-2099